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RE: SBD to LocalBitcoins to Money in the Bank - a step by step guide
I was guessing when I first started too. It was very stressful and I was afraid of losing the money I earned. I'm going to leave unsolicited advice though - if you do not need the cash, consider powering up your account and wait until the market grows. My personal feeling is Steemit is going to be around for a while and our tokens and Steem Power is going to be very valuable. It's something to think about!