We live in an era of fraud in America. Not just in banking, but in government, education, religion, food, even baseball... What bothers me isn't that fraud is not nice. Or that fraud is mean. For fifteen thousand years, fraud and short sighted thinking have never, ever worked. Not once. Eventually, you get caught, things go south. When the hell did we forget all that? I thought we were better than this, I really did.

Quoting from Mark Baum's dialogue in the movie The Big Short, it really is just the way the world works. Hard to change, but still possible. It just needs to take little steps, even in ourselves, we can stop this. I really do hope one day this would end. And well, we are still the ones who will take the consequences.