Well you almost got it all right. So first of all you put the coins in your "spending account" which is not able to stake rewards as it is set up in default. You can click the red box to the right of that wallet and inside there is a "is rewards" box. If you check that box you change the spending account to a rewards acct. secondly, you must have 1000 SMART in your wallet before the 25th of the month to start staking are earning at least 7% per month in rewards. Last month the payout was 8% roi. Get 996 more of these if you can (about 400 bucks) while they are cheap. A coin like this can really help you get ahead.