Melody, The world is changing fast. I see you're in real estate, and so am I (appraiser), but when credit freezes up this Fall everywhere, and no one can get home loans, home prices will drop through the floor (some say as much as 90%!) There's already a glut in land and housing. China, Russia, India, Japan and most other countries are buying gold & silver hand over fist at these relentlessly suppressed metals, but when they bust loose (and they soon will), you'll be sorry if you don't have any metals or cryptos, but thrilled and relieved if you do have some of each! I only stick my 2-cents into this subject because I don't want to see anyone lose everything.