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RE: The Joy of flashing the STEEM account-value!!
This is the only real negative I see on this platform. Any other problems are rather trivial, but like you say, this could get someone hurt.
Censorship and the fact that users can't express themselves freely for fear of being downvoted by a whale is also a huge problem imo. https://steemit.com/moderation/@snowflake/the-last-missing-piece-of-the-steem-puzzle
You do have a point there. In certain situations, that comes too close to theft, albeit without the violence.