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RE: The Joy of flashing the STEEM account-value!!
You're talking about some kind of ZCash, where noone could trace your funds.
But with it we have another problem - ZEC is so anonimous that noone could trace founder keys dont cheat you.
People have to accept the good with the bad. I'd rather they just make it more secure, like getting Ledger support would effectively solve all security problems, and having a more separate system so that it doesn't feel like my Facebook page isn't also my Pay Pal account.