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Exactly, just cause I like to put 20% doesn't mean that is the only way. I have seen investors do zero down if the numbers makes sense in the end.

There are many ways to get into a good rental property, it can definitely pay to be creative. I built my first duplex when I had no money to put down to buy something. Bank wouldn't lend to me for a purchase cause I had no cash down, but would let me build because they would only finance 80% final value, but that is about what it cost to build them. It worked great to get started.

That is awesome. Gotta make it happen with the resources at hand. I have a buddy that wholesaled his forst two deals and than used that money for downpayment on a flip. He worked with the resources at hand. Good job man!

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