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RE: How to spot a scam on the internet ? (and 3 rules to invest your money)
It's great to have an emergency basket and to look at other savings accounts options. There are notice-savings accounts that can give you higher interest rates with a bit less flexibility to withdraw your money.
Emergency basket is definitely a must. I've always found it important, even when I was younger and still living with my parents. Now that I own my own house, it's even more important. I would not sleep well without it :-)
Here, we have saving accounts where you can deposit for a set amount of time (years), which will yield a bit more interest. This is one of the options I might look into later.