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RE: The benefits of inaction: a defense of a high SBD.
In case you think that one day STEEM has the same or even higher value than SBD again in future, of course it is reasonable to buy STEEM from SBD now.
If you believe that the value of SBD will even increase compared to the value of STEEM, then you should keep your SBD ...
And if you're not sure a balanced portfolio of both is totally acceptable.