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You are probably taking about the XRP crypto and not the Ripple technology. I have not doubt Ripple technology will be used by many banks. In fact a lot of them have already committed that they will do that. However this has almost nothing to do with the value of the XRP crypto. XRP is a pre mined crypto, and the value will really increase if it's used in transactions. This is one big question mark.

Yes I am talking about ripple crypto. ive been reading and a lot of people have mentioned that due to the limited supply of ripple xrp will not be able to compete with bitcoin,what are your thoughts?

Xrp supply is huge. Its price is much stable than other cryptocurrencies.

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