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RE: While SBD > 1 USD - 50:50 is still the way to go. Don't 100% power up your posts (probably ever).
It does get quite complicated to work out. The best explanation I have found is here: http://steem.supply/rewards
Basically, because the way your rewards are worked out, when SBD is worth more than $1 (USD), then powering up your post to 100% will result in a lower reward.