Thank you dd0s.

I live in the UK and I have minimal savings due to the high cost of living.
I am actually still over £10,000 in debt because I have not been able to earn enough to pay off my student loan.
When I finished university, 12 years ago, I wanted to work as a research librarian or museum archive assistant but was told in order to enter the field I would have to do voluntary work first.
My parents were unable to support me financially and I fell into admin work as a result.

I am still 35 years away from the UK retirement age also.

I could move to another country, so many people I know seem to be moving to Australia and New Zealand.