I totally agree, retailers were pretty keen on bitcoin at first but the increasing fee's & transaction times have turned most if not all away, these things are already getting out of control with people only purchasing/transferring BTC as an investment.

Increased adoption, let alone mass adoption is grinding things to a halt. There's no use for bitcoin or ether in the retail sector in their current form, scalability (and a currencies public reputation) is clearly whats preventing any sort of adoption right now. To be competitive with legacy systems, transfers need to be instant, without network congestion & with no transfer fee...

I'm not here trying to claim I will be buying beer with XRB in a few years from now but this is a step in the right direction to address the issues that prevent most cryptos from being used as an actual payment method. If it's successful enough to be picked up by the general public and commercial/retail sector is another matter entirely but I do feel (or hope) its's not just coin of the week hype over nothing.

Have to admit, you do sound pretty badass too :D.