I will talk about what I know. In France (where I live and work), the universities must manage themselves alone. Some are good and some are not. Some are also specialized in fields attracting external investors. Some are not. All of this together makes that most universities are not that rich, and I cannot imagine they look for profit. All the money my university is trying to get through donations is reinvested in better infrastructure, new libraries, student places, supporting fields of research not popular enough to get external fundings, etc. It is hard to me to conceive that a university is only aiming to make profit for profit. Do you have example?

For the second item, the point is that not everything is science (and should be science). But the terminology 'expert' is then maybe not appropriate. One may distinguish a scientific expert who is really a world-wide recognized expert of his/her field, and the other. Like a dating guru (I like this example). My students are not experts. I hope they will become at some point, but this takes more than attending a few lectures....