I'll model that principle. in terms of Steem itself the value in holding already outweigh the extra money gained from cashing out. Im already in the process of tightening down my budget to first pay my debt and then slowly trickle the rest into crypto. Granted i don't have much, But i'm happy with my progress so far.

the National currency where I am is already in shambles. no point "saving up" cash in the bank.

I wonder how my life looks like when >80% of my assets are in crypto.