Peerbanks IRA Platform which stands for (Individual Retirement Account) is the first IRA-blockchain linked and decentralized platform. It is designed as a bridge between traditional IRA investment and the modern crypto currency assets. It is safe, secure and has a easy to use infrastructure using automated smart contract integrated on the Waves Blockchain Platform.
The peer banks IRA platform creates value for IRA fund managers by offering a user-friendly gateway to crypto currency assets. Also, IRA platform make value to investor and supporter through the mutual growth in the price of Peerbanks IRA and PBK tokens which are used by IRA fund managers as value transfer assets.

Peerbanks IRA and PBK are assets created in Waves platform IRA issuance one Million and PBK of 20 Million. These assets will enable them gain exposure to the virtual currencies along with traditional investment products currently offered by IRAs such as investment in Gold, Diamonds and other valuable metals. IRA platform will be able to help the IRA Companies making exchange and transfers to other clients in their local fiat currency on monthly basis easily.
Peerbanks investors will create value by organic growth in value of the Peerbanks IRA. Currently, the total number of IRA tokens are fixed to 1,000,000. The ICO price of IRA is set to 100$ but market price for IRA will be fixed to 500$ post ICO. That means investors get one to five after they join the ICO.

Value proposition Model

Value proposition of IRA is to offer technical support to each IRA Company individually, so that they can integrate Peerbanks into their investment portfolio and diversify their portfolio into the crypto currencies investment.

ICO and After

On September 22nd, 2017 12:00 UTC first ICO will end. Then, second ICO for Ira’s managers accounts will start at October 1 st and will end December 18th 2017. If you want to join ICO before September 22nd then you will buy 1 Peerbanks IRA for $100.00 of value. After October 1st 1 Peerbanks IRA will be sold for $500.00.
There is minimum and maximum liit on how much you can buy. An investor has to buy at least 0.25 IRA Peerbanks which makes 25 dollars and an individual or an institution can buy a maximum of 1000 IRA Peerbans which makes 100.000 dollars.
If you buy in the first 60 days of the campaign investors will get a 10 % assets bonus bounty. Also if you don`t have enough money to join the ICO you can join bounty program. They reserved 1% of the total funds for the bounties. There are various amounts of bounties for twitter, facebook youtube, and other social media tools.
Peerbanks IRA is a blockchain asset that has been issued on the Waves blockchain. It is swappable upon command by utilizing Incent Blockswap technology. It is the native currency of the Waves Asset Tip-Bot.
• The total supply of Peerbanks is 1,000,000.00
• Re-issuable asset as the demand for IRA’s company for the rest of the world and increases after a period of 20 to 30 years. To maintain the value of the initial investors the Peerbanks assets will only be purchased at the spot Peerbanks price during the time of a new purchase.
• Asset ID on Waves Dex: Peerbanks 3eBcKvyMavxACq54yvXk1rCAP4E475NCwGKV6AmQQNaw

IRA Asset distribution rules.

• 69% (690,000 Assets) will be available to participants;
• 30% (300,000 Assets) will remain in the Peerbanks Foundation until the official exchange is launched. The tokens will be used as starting turnover to exchange Peerbanks at the market rate and partners projects. They will be used as reserve currency to stabilize the market and for further development over the next five years. Tokens will be stored on a wallet with multi-signatures;
• 1% (10 Thousand Assets) will be distributed among team members for company, advertising and support;
• All collected funds shall be received and stored on secure escrow account.

Future of Peerbanks

Distribution of Peerbanks assets IRA and PBK will start in the countries listed below later it will be open to the rest of the world. The Peerbanks project is ambitious and is designed for major banks to use Peerbanks as an IRA fund mechanism for currency stability where people will benefit as their retirement fund.

All people around the world obtain benefits and secure your future with Peerbanks assets.

Owner Rights and Interest about Peerbanks IRA and PBK

The rights of Peerbanks assets owners.
• As asset owners or members can sell their Assets in the exchange Waves DEX, Cryptopia, Bittrex and Jubi.
• The institutions that will use Peerbanks for the use of IRA will need to demand more Peerbanks IRA as they enroll more members which will boost the value of IRA and PBK tokens.
• At the end of the first issue of 1 million, each additional PeerBank will have a value of $500 or more, this means that your Peerbanks will always have a spot value.
• The good news is that the need for PeerBank across the universe of institutions worldwide, will generate a great demand thus ensuring the exponential growth of Peerbanks IRA and PBK assets.

ICO Platform structure and allocation Marketing.

Out of 70k IRA tokens, about 40% will be used for marketing (max $40 000) and 30% will be used for development (max $30 000). The biggest part of the attracted funds will be spent on marketing which is necessary to maximize the coverage of the market with Peerbanks Assets. In case of achieving the total sale goal the marketing budget will be distributed as follows: 20% marketing at Top Crypto coins News Websites, 20% Google and Bing advertising. The principal target is let known the project Peerbanks IRA assets to Institutions and Countries and 30% to the development of the platform with an integrated of Peerbanks, in all countries connecting it to the system of automation secure and trusted of p2p globally.

Exchange

IRA assets will be listed in the following major exchanges and indicated in the timelines in figure below.

Road Map

Peerbanks IRA trajectory from January 2017 to December 2017

Website : https://peerbanks.org/

Whitepaper : https://peerbanks.org/doc/whitepaper.pdf

Bitcointalk ANN : https://bitcointalk.org/index.php?topic=2009941

Crowdsales : https://peerbanks.org/on-crowdsales/