ObamaCare open enrollment begins: What you need to know

The open enrollment period for consumers to buy health care policies on the federal exchanges for the coming year begins Wednesday, though with policy shifts out of D.C. there are changes ahead for companies and individuals.

Despite multiple unsuccessful efforts to repeal and replace the Affordable Care Act (ACA), the exchanges are still up and running and most individuals are still required to purchase coverage.

As you browse insurance options for the coming year, here are some important things to note about the current enrollment period.

Shorter enrollment period

In most states, consumers only have 45 days to buy health coverage during the open enrollment period. It begins on Nov. 1 and runs through Dec. 15. This means people have less time to make decisions regarding plans than last year, when the enrollment period ran through Jan. 1.
Shorter enrollment period

In most states, consumers only have 45 days to buy health coverage during the open enrollment period. It begins on Nov. 1 and runs through Dec. 15. This means people have less time to make decisions regarding plans than last year, when the enrollment period ran through Jan. 1.

This year’s deadline has been extended in eight states, including California, Colorado, Connecticut, Massachusetts, Minnesota, New York, Rhode Island and Washington.

Enrollment expectations