Wow. Brilliant. You raise really thoughtful questions. I am musing now and i have really giving it some thought.
You made another point of giving to people around you right where you are. One mustn't wait until they get to some level before helping, bcos trust me you wont help them even if you get there. If you are faithful in little, same will you be in much. Help people out right where you are. That mindset should be encouraged. I like the post