Could be but until they scam someone cant say its a scam, but with the payouts they claim I could see how people think it could be. I find it hard to be true also but I did a couple small loans just incase its not a scam, nothing I'm losing sleep over if I never see a penny of it. But if u do the math on a 100 loan and reinvest for 2 years with a avg of 1% daily interest it be over 70k. So if they gonna pay 70k for everyone that reinvest 100 for 2 yrs they are gonna need billions of dollars to cover their ass. Look how many youtubers are invested hundred of thousands and keep reinvesting the daily interest.....