Most of us (Nepalis) just stop trying after reaching a certain point of success.
Hamrobazar? still same UI from day back, nothing new.
Rekha Thapa, you mentioned on earlier post about not maintaining herself.
Now esewa & Khalti. Both same thing, different companies, different markerting schemes.
As an established introductory payment system in Nepal Esewa should have tried better or it just thought it can outrun it's competition anytime. Pay movies tickets, water bills, electricity bills? Yeah right. Doesn't work. I'd say Khalti will just follow the same path.