Great post and I see your point entirely.
The problem is that with a Fiat currency the constant devaluation of purchasing power meaning the average person working a normal minimum wage job will never succeed in life.

The problem starts with the education system...
No schools incorporate the education of money. In All forms. Such as: How money really works, Fiat, Debt, Mortgages, Loans etc.

Not one single subject of money is taught in school.

Because of this. The general population that don't seek to educate themselves about money are clueless and are a sheep/slave to the system.

In my opinion this is all done on purpose.
People work to pay bills, to save, to loose their savings due to devaluation. So they have to work their whole life just to pay of debts and survive.

The rich get rich and the poor get poor as they say.

Great post though :)
Have a wonderful day!!