How to maintain a budget if you are a loner
Optimize finance accounting
At the heart of budget management is the same principle as in weight control: you have to count. Only instead of calories - money.
Calories accumulate imperceptibly during the day: they ate biscuits, snacked a sandwich, threw sugar in tea, at work they treated him with a candy-another - and already 400 kcal ran. Money is still the same.
Assign a Treasurer
If you have a family, keeping a budget is more difficult: you need to constantly ask who, how much and what you spent. The first rule solves this problem, but there remains another: who will have control over the family budget?Do not spend more if your income has grown
This rule is very important financial trainer and entrepreneur Bodo Schaefer, author of the best-selling book "The Way to Financial Freedom."
As revenue rises, we strive to reward ourselves and buy more things than before, and more expensive ones.
- Carry cash with you
With physical money, it's harder to part than with virtual money. Wear a part of money in cash, and best of all - one large bill. Bodo Schaefer argues that it teaches us not to be afraid of money, to feel comfortable with them, to trust ourselves. We train discipline and our subconscious mind, which will help us earn money if we feel that the kind of money brings us pleasure. Just put the bill in a purse.