Do you think successful loans could bring friends closer though? Say they were able to set up a contract, with the knowledge that the deal could, and most likely would, see its completion by a certain date.

Then it was honored. - that'd bring people together, right?

I know I wasn't taught how to draw up a contract in school, but I can see how learning how to do so would provide me a valuable tool for interacting with my community.

Essentially, I believe that a people who can govern themselves, don't need a government.

But until we collectively upgrade our society to truly honor contracts, we need other systems to help hold us accountable (laws, banks, debt collectors).

I'm just wondering how we can bolster community, and propagate trust, so we can transcend the scarcity mindset engrained in our culture.