Yep, ain't nothing like pure-D fear to get ya going on something important. There's a place for both slow accumulation & whippingly upside gains; got to put in the thought and effort to invest in both. Constant relentless improvement.
I'm not sure that going "off-grid" is the best solution. Gov't and whales can be maddeningly powerful and incompetent, and it can seem pretty tempting to turn your back on 'em, but if we all pitch in and actually do our part, we might turn this whole story around in a direction that is beneficial for far more of us than just the J-Dimes.
To energy & effort that makes things better, slowly or quickly. To life!