7 tips how to save money in everyday life

Most people probably think they are well aware of their expenses and savings, but in many cases it's not true. Some months are spent more money than others and sometimes it is necessary to withdraw a sum from the savings account due to unplanned expenses. Here you will get seven tips on saving more efficiently and avoiding withdrawals from your savings account.*

1/ Eat your leftovers for lunch

It's probably not the first time you hear this but it's important to pay attention. Save your good lasagna or moderate salad you made the day before and bring to work or school. You conserve the environment by not throwing food unnecessarily and it saves you a lot of money. You can easily get into 10-15 kr per lunch box while it costs 80-100 kronor to have a lunch out there. You save thousands of dollars each year on them. And why not spend a part of Sunday doing big cork? You save both money and also time for the whole week.

2/ Have a look at second-hand stores

Do not be afraid to buy used when it comes to clothes, books, furniture or crockery. In the Myrornas shop or on the Blocket.se website you can find products that are by far cheaper than in regular stores, but the products can still have good quality and look brand new. Do you need new porcelain for figs? Then there can be significantly cheaper options in antique stores and save you a big slant. You can also find exclusive design brands at incredible prices.

3/ Out and travel? Rent your accommodation

It may be new to you how Airbnb works, but it's a growing trend where you can actually earn money while you're traveling. When you are traveling or on a job break, you can rent your house, apartment or room and receive extra income during these days. Airbnb makes it easy for you. Also, be sure to rent accommodation during the vacation in the same way. Then you can save big money by not paying for expensive hotels.

4/ Clear and sell

Do not let old things you do not need or use to lie and take place in the wind or in the basement. You can save future costs if you move so you do not have as many cartons to move icefall. But above all, you add the account with some extra money by selling your items.

What may be necessary is to make a good budget or plan over your finances every month so you keep an eye on what's coming in and disappearing from your account. Your extra money you get from sales may not be enough for what you planned to spend the money on. However, with a fast debit, you can get your money directly on the account and it will help you a bit on the track. Additionally, you'll get an overview of how it's going to save you money every month, using your budget. It can be easily done using excel or similar programs online. Googla and you'll find quickly completed budget sheets that you can only fill in.

5/ Take help of friends or family

When there are big projects in progress, such as moving, house or wedding refurbishment, you can save money by helping your closest friends and family. Do not rent an expensive moving company but let any friend help you to carry or borrow a trailer to the car. Do not pay party organizers to plan the wedding, involve the family and spend time with each other.

6/ Train using the phone

Every month you have to pay for your gym card and some months you may not have time or access to the gym. Put your gym card on standby if you know you will be away for a month or more. Or if you rush often and a gym card for just strength training does not feel like the best financial solution, download a training app completely free. Download Nike's own app with powerful exercises or why not an app dedicated to yoga. Be healthy while saving money. In addition, you'll find simple exercise movies on youtube that you can follow.

Last but maybe the most important thing ...

7/ Save money immediately when your salary comes

When you receive your salary, save a direct amount of money to your savings account. Set up an automatic transfer and you hardly notice the money was in your account. Often it feels easier if it appears that you never had the money in the account from the beginning. Be strict with yourself and do not go out of the savings account. Sometimes it may help to have a bank account at another bank so you do not see the money in your internet bank or in your banking application.

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