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RE: Be ready for next financial crisis
Yep, heard about that in Venezuela, of course let's hope it doesn't get to that but honestly I don't have much confidence in the system that it won't at some point in the next year or two, maybe much sooner.
100% Agree about the physical silver, actually in the process of buying more. I actually used to have much more in stocks, I'm dumping as much as I can now (out of my Roth IRA) but as a current employee, I'm stuck with very limited 401K options - in other words, that chunk of money has to stay in stocks and bonds as long as I remain with my current employer.