Well I can say i'm going to be in your predicament soon. I'm turning 16 in april, and well I have to get a job right away. I can't really spend money, idk the exact precentage, because i have 9 months to buy a car. The car range is around $5,000. Plus I'll have to pay for my phone bill, bus tickets or i'll just walk, and probably have to pitch in with food. I'm not exactly in that stressful situation yet, but i do have to pay my gym pill. Anyways, like to see how other teens would manage their money... In my opinion, just so I don't spend money, I'd get a check instead of direct deposit. Then when I go to the bank i'll put most of it in a savings account, which I can't touch, and then the rest will go into a checking account, which I can't use. Oh and is gumtree in the united states to, or no?