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RE: If You Can't Afford it, You can't AFFORD it!
My parents always instilled the saying and belief of:
you need to separate and decide the difference between needs and wants
Needs are a matter of survival whereas wants are extras and you only get when you have the extra money for. Like we needed clothes to wear, but if we wanted designer clothes, we had to pay for them ourselves.
Good lessons @goldendawne. And mostly, I haven't been in a position to purchase any "wants" for many many years... and thankfully I know the difference. Sadly, people's needs alone often exceed their capacity to pay for them...