I agree with most of what you said, because the realization that by the time most of us will retire the pension pots will be empty is my main reason for getting into crypto. I realized I had to take matters into my own hands.

The population pyramid is upside down, less people are paying into the system because less people are being born, add to that the fact you mentioned - due to automation, blockchain, AI, etc. many many jobs will disappear, which means even less people will pay into the pension system through their employer, nor will they have any funds to put something away for the future.

What I do not agree with is the fact that if you save money now, it will be worth more in the future. That used to be true, but since we don't get any interest in the bank anymore, plus we keep having annual inflation rates, our money in the bank will actually become worth less and less and lose its purchasing power.

Some form of universal basic income has to come, I agree. And the savers need to become investors. Investing is very different from saving money in the bank. And I personally believe that a part of that investment should be in crypto - outside the old system.