You make some very valid points. Thanks for taking the time to make a well thought out comment.

First thing. Don't covert to 100% SP. You are losing a ton of rewards this way. SBD is only slightly lower than Steem in value. Look at my post yesterday that shows how post rewards are paid. Basically, you get half in SBD and half of the value of the post DIVIDED by the price of Steem. So, 20.00 STU is paid as follows. Subtract 5.0 for curation. 15.00 to the author. 7.5 SBD and 7.5 Divided by the price of steem, which less than 2 SP. You could sell you 7.5 SBD for more than the 2 SP.

I have a meeting. Will add more later.