Microloan Test : Promissory Note : 2017-10-02 : @nomadics : 10SBD

in #loan7 years ago (edited)

Microloan Test : Promissory Note : 2017-10-02 : @nomadics : 10SBD

1. Borrower
@nomadics

2. Lender
@robert-call

3. Lump-Sum with Interest

In return for a loan Borrower has received from Lender, Borrower promises to pay to Lender the amount of 10 SBD (principal), plus .80 SBD (interest). For a total amount owed of 10.8 SBD.

4. Due Date

Borrower will repay the entire amount owed by 2017-10-10

5. Terminology

The term SBD refers to Steem Blockchain Dollars.

Borrower's Confirmation

@nomadics please confirm the agreement below in the comment section.

banker.png

The Banker's Private Room, Negotiating a Loan
John Callcott Horsley (1817–1903)

Photo credit: Royal Holloway, University of London

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still making loans?

Hi, just sent the final payment. Thank you!

Hi Robert,
Just sent the interest. Sorry for the delay.
Totaly forgot.
Can you roll the contract?

Regards

Hi, just sent the interest 1 day earlier!
Can you roll the contract on 2017-12-07?

Best Regards

Thanks.

Due date is now 2017-12-17 and total amount due is 10.8 SBD.

Just sent the interest 1 day earlier!
Can you roll the contract on 2017-11-27?

Thanks for upvoting me last few days :)

Best Regards

Good to go. No need to thank me. You have some neat videos.

Robert,
with this crazy market I totally forgot.
I will have cash in 20 hours.

Hi robert-call,
again I sent the interest 3 days earlier!
Can you roll the contract on 2017-10-28?
If you do it I can reach 100 SP in 6 days :)

Regards

Can do!

Due date is now 2017-11-07 and total amount due is 10.8 SBD.

Thank you! The loan acelerate my account by orders of magnitude.

Sent. Sorry for the delay.

Thank you! See you here in 8 days or less.

Hi @robert-call,

Just sent the interest 2 days earlier!
Can you roll the contract on 2017-11-17?

Best Regards

You know the drill! Due date is now 2017-11-27 and total amount due is 10.8 SBD.

:) Thank you.

I'm just being curious => how do you handle counterparty risk? What happens if someone fails to meet the promise to pay back? Or you just add a certain premium for the default risk in the price?

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