Thanks for the confidence booster and the different perspectives. I hope if there are any lone readers out there.... Please follow me and keep updated.
I want to create a community to support each other as one person cannot possibly cover everything!

And most importantly.... Stop the richer getting richer.... N poor getting poorer.

Please support my article to spread the word for info on escrow; in action now! :
https://steemit.com/ripple/@zen-analyst/ripple-escrow-in-action