We don't have the resources to contribute additionally to Kiva, a wonderful project among many others- we already contribute privately to the tune of a substantial percentage of our income, NONE of which is disposable- because there are friends, family, and our immediate physical communities in greater need. If we pillage our tiny STEEM accounts, our contribution to Steemit becomes essentially completely worthless (my posts garner virtually nothing, although my wife makes a few cents) as nearly all out value comes through curation.