I find doing the bare minimum to be boring and worthless to me. I like a challenge and though not having to do as much and gain more would be good, you realistically still have to work hard to get to a point where it takes less effort i.e. getting the Steemit follower base going and knowing your posts are what will get you the followers and the bonus of extra gains to help support you in life i.e. you getting your car.

So long as you do whatever is your preference and are happy with your choices/where you are in life or getting to in life, then that is what matters.

I see you haven't scrubbed too hard and lost your house yet hehe. 😉