Boy, do I know exactly how you feel. Like you, I am learning. Best way was just to jump in and buy a little.. not too much at first. I chose to go the coinbase route and spent like $100 spread out between BC, ETH, and LT. Just to see what happens .. but know I wouldn't lose my house if I lost it. It's been interesting so far. I'm not sure I fully understand the blockchain... I know it includes more than crypto, like AI too. I have so much to learn and steemit has been great!