One thing I do, while small. Is to put my digital "spare change" from purchases into a small stock portfolio through Acorns. Once I have more money I plan on making more serious investments but so far Acorns is a great way for people to start investing in the stock market. For more info and to get started check here: https://acorns.com/invite/QJDQZU

Also, I look at career skills as assets. Especially if I enjoy doing the work. Because in the long run, more skills can equal more $$$.