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Wow thats a big one too! :( Hopefully you can get those loans out of the way! I know how that Is, I barley paid my loans off a couple years ago.

Yes, this, and also the benefits I get from my current employer. I definitely need the health insurance and other things, like paid holidays and vacation time, are something that do not come with being self-employed. I realize that things like this are give or take with being self-employed, and I would still love to be self employed, but financially, I just don't think it's possible for me.

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