I learned from a lot of trying that doing what I'd be doing if I didn't have to work is what I ought to be doing anyway. You can get a good job doing something you love if you're clever and life's way too short to commit any of it to some compromise scheme. I think decentralized networks as a schema for loans and finance are going to be what Universal Basic Income is when it materializes but that's just a theory so far. Anyway.

Cheers.