MONEY IS NOT EVERYTHING IS THIS STATEMENT ACCURATE?

Money is not everything they say, but is this statement truly accurate? i am not here to enforce my point but to reason together with great minds here on steemit to know better. i wrote and essay about money being the root of all evil back in high school and my teacher said then that i should be careful not to look for money at all costs because my essay hmmm this hit me in the deepest part of my soul and hunted me for a while thinking to myself if i might do something i"ll regret in future for money.

Somehow, i got rid of this fear and focused on life but recently i overheard someone again say "Money is not Everything" the response was hilarious as the person being spoken to replied "You make enough of it before saying that".

i discovered that this statement is somehow not definite or accurate lets touch somethings;

Happiness how can you get happiness; you have a family member with a kidney problem and he/she needs 5million naira for surgery you can only be happy if the person is okay you need money.

You were thrown on the streets by your landlord someone gets you an apartment you are so happy is it not with money.

Lets look at salvation; you need to preach the gospel in rural areas devoid of the basic amenities of life like good potable water and electricity to get to these areas you transport yourself the car the fuel is purchased with money these basic amenities you provide you buy with money so what are we talking about.

I want to drive my point home and then ask for your opinion y"all; Now most of us work for companies what do you think we are paid for our time or our physical work? Your guess is as good as mine our time else we won't have this saying; I am working "OVERTIME".
so tell me what you think is Money not truly everything?