Thanks for the good advice. I think it's going to become increasingly important for people to become more self-reliant, because the days of going to work for a corporation that would take care of you for life are over. Our society is also changing rapidly, so it will be more important than ever for people to be able to adapt. With the increased use of technology and automation, the skills that we have won't necessarily remain marketable over the long term, so it will be essential that we have the ability to learn new skills and apply them on an ongoing basis.