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RE: There's a name for the unprepared: Victims.
Thanks mate, I just write what's in my head.
Being prepared can be as simple as having a box of bandaid's and some panadol in the cupboard. I still maintain that if people are not prepared for some of the more realistic scenario's then they are going to be a victim, or at least are at risk of it should trouble visit.. Think home invasion for one. no one could ever prepare for everything that may happen, but there's a lot people can be prepared for.
Great example of once of those events you never really think would occur.. good to be prepared for yes.