Yep . . . me too, guilty on all counts.
I would like, with the kind permission of the reader, to illustrate this:
Many years ago, a friend had his phone disconnected because he didn't (or couldn't) pay the bill. I paid it for him, anonymously.

Oh, yeah, what a guy right? WRONG!!

I did it purely for selfish reasons, because I wanted to be able to call him.

Hope you enjoyed my dance with emotional nudity.