The correct quote from the Bible is "The Love of money is the root of all evil". So money in and of itself is not evil, it is just a tool which can be used negatively or positively. It is the love of money, greed, avarice, which is the root of all evil.
Thank you so much flashstormic, you have expressed it so well. I agree money is only an exchange method, but it is the person behind the money that determines if the use will be for good or evil.