It is better to be an entrepreneur or at least self employed. There used to be three legs to the stool. Pensions, savings and social security. Well that has gone to hell. Most employers do not do pensions anymore. Most employers do not care anymore. When you have your own business you have clients. If you lose a client or two it will not kill you like loosing your job. People need to protect themselves and be creative in their thinking. Diversify. Crypto gold silver, owning a business, real estate etc. But the best investment is in people and relationships...in others but even in your higher power. That one is well worth it. Thanks my friend.