very inspiring.

I quit 5 years ago, almost to this day and I don't regret it. It's the best thing you can do for your health, your wallet, your family... just about everything. If you've never heard of them, a 20-pay-life insurance policy is amazing. for children the monthly or yearly payment is peanuts, and after 20 years you no longer need to make payments, and at any time can take out a line of credit against the principle plus dividends of the policy. For a child, this means that by the time they are an adult they can have a $100,000 policy that is now worth double that, and get to go to university by taking out a line of credit against the policy, even before the 20 years is up. The younger you start, the cheaper it is and when your child is retired, that policy will be worth millions for them.