Debt to income ratio
If you had to pay one thousand dollars and had the money to pay it. Would you continue making payments on the thousand you owe or take the thousand you have and pay off the thousand you owe? What seems to be the logical option, that or the sound desision?
After talking with friends and family it has become apparent that the answer to this question varies depending on your financial situation. Be sure to have wise counsel when dealing with financial decisions and spending.
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