KNL tokenization platform is the digitization of grain assets, real estate and property

munarpasse (33)in #knl • 5 years ago

About KNL

KNL — is a platform that unites and considers the needs of farmers, traders, investors, exporters. We provide each participant with the opportunities and instruments that make up a whole chain of efficient processes for maintaining the operational activities of the agricultural industry.

Features

Solving the problem of financing farmers by attracting direct investments from investors at a low — interest rate than those offered by financial institutions

Two types of loan on the platform are the following:

Collateral — based loan with the low — interest. It has a high rate of repayment and minimal risk for investors. Advantage: the percentage is lower. Disadvantage: the need for crop volume or real estate as collateral.

With collateral for the future harvest and the KNL platform insurance system. This is the most desirable type of farmer’s floating funds’ replenishment but at the same time the riskiest one for the investor. The KNL platform reduces risks by providing a 100% guarantee to the investor in the form of repayment of the investment. According to the mathematical model that is used by credit organizations, every 5th loan is a very risky one. We used the same practice and set an averaged percentage of the insurance commission in the amount of 20% of the invested amount. This amount is automatically deducted from the payment to the farmer from the investor. Advantage: accessibility in procuration. Disadvantage: high percentage rate and insurance compensation.

Digitization of bureaucratic processes based on our own Blockchain, that is adapted to the specific features of transactions in the agricultural industry. It will give you an opportunity to fast and reliable lock in the conditions of each transaction between farmers and investors.
Tokenization of raw material assets is implemented through the integration of our own digitalized elevators’ network with a partner network. For example, a farmer’s crops may be kept in KNL elevators and act as transaction security. At the same time, a tokenized asset (crop) can be engaged in transactions on our own Kernel-Trade stock exchange
Logistic processes support, starting from the crop yield transportation from the field to the elevator, ending with direct delivery of crops to the buyer when using deliverable contracts on the Kernel — Trade exchange.
The development of our own cross-border payment network will be performed with the help of tokenized assets. This will allow to carry out financial coverage of export operations, deliverable and undeliverable contracts on the Kernel-Trade exchange online, with a transaction speed of 1–3 seconds, instead of 3–10 banking days. The KNL transaction token will be the equivalent of securities supported by raw materials that are stored in our own elevators and elevators of accredited partners.
Our own mechanism of insurance of the investments in the future harvest or construction, excluding the loss of funds for the investor.

WHAT CASES DOES THE KNL PLATFORM SOLVE?
CASE 1

A farmer can sell his crop on our platform. KNL — insures it, and the investor will be able to buy it now at a bargain price.

Result:

The farmer gets a profitable investment (working capital to increase the acreage)Investor tokenized asset (located in the form of the real volume of grain in the elevator accredited on the platform) The investor can sell the tokenized asset at the exchange at any time.
Токен KNL?
KNL is a token that provides access to investment projects on our platform, issued by the Kernel-Trade Platform digital asset fund. The KNL retention requirement is mandatory for the Kernel-Trade platform since it guarantees all payments.KNL’s good liquidity, which stimulates the demand for a token and protects both investors and the platform from market volatility, allows investors to plan investments more thoroughly. Using KNL to cover all transactional and commission expenses is a fast, secure and reliable way to pay for digital assets and derivatives on the Kernel-Trade platform.

Token will be generally sold from 10.07.2019. This token is used in the KNL ecosystem during IEO performance. Its trade will be supported by the TOP exchanges. KNL token purchasing will allow using platform instruments with major discounts. It is also an investment fund.

The first tokens symbolizing physical assets will be released on our platform in early 2020. It will be used to enter into transactions between investors and partners, according to which loans can be issued. Validation of a transaction on Blockchain.

Details

Ticker: KLN

Type: Cryptocurrency

Token standard: ERC20

Token price in USD: 1 KLN = 0.1 USD

Accepted currencies: ETH, LTC, BTC, USD

Token supply: 58,700,000 KLN

Total tokens for sale: 35,220,000 KLN

Soft cap: 350,000 USD

Hard cap: 5,870,000 USD

Token Distribution
5% — Fund

60% — Realization within the IEO

5% — Advisers

10% — Bounty-program

20% — Team

Funds Allocation
6% — Operating expenses

10% — Legal Security

25% — Marketing and advertising

49% — The exchange launch and issuance of the KNL security

10% — Development of our own Stellar

Roadmap
Q3-Q4 2018

Concept development, market analysis and analysis of problems connected to the loaning of farmers, team building, platform scheme development, Business Plan creation, provisional transaction approval for the first elevator purchase and partial payment

Q1 2019

Official site launch, work on platform modules that include a digital asset exchange, company incorporation, negotiations with potential advisors, development of the company’s legal papers and a smart token contract, work on the web interface’s first version, marketing campaign planning Pre-IEO start with bonuses, preparation of the crowdfunding platform modules’ launching and digital asset exchange, finalizing of the agreements with cryptocurrency exchanges, partner network creation

Q2 2019

Pre-IEO start with bonuses, preparation of the crowdfunding platform modules’ launching and digital asset exchange, finalizing of the agreements with cryptocurrency exchanges, partner network creation

Q3 2019

IEO realizing and listing on several exchanges, launching of digital assets and crowdfunding platforms, receiving licenses for exchange operations with cryptocurrency in Estonia, project presentation to the private investors and the investment pool creation, hiring of additional team members and advisors, attracting partners to the site, performing the first investment transactions, marketing campaign, company presentation at several events in Russia and the CIS, beginning of marketing expansion in Europe and Asia, Switzerland company office opening

Q4 2019

Hong Kong company office opening, receiving a license for exchange and banking activities in the UK, payment of the remaining sum for the first elevator purchase, presentation of the project at big agricultural exhibitions, international advertising campaign, marketing campaign in the CIS countries, purchase of a second elevator, release of native iOS and Android applications

Team:

knl team.jpg