Look at it like this: At 126 IQ, your intelligence is higher than approximately 96% of the world population and lower than approximately 4% of the world population. But then looking explicitly at university graduates, this would likely be only slightly better than a 50%/50% split. Then when you get deeply into a subject and the internet weighs in, chances are you will find yourself on some advanced group where your intelligence is higher to only that of 10% of the group members, while 90% of the group members has an intelligence higher than yours.