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Steem Dollars don't go up and down in value like Steem or Steem Power does (ie. up 45% today, down 45% tomorrow on the exchanges). Steem Dollars allow you to protect your wealth in a price-stable asset. Plus it pays you interest. Plus it's liquid, meaning if you need the money you can get it in a week.

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STEEM 0.21
TRX 0.25
JST 0.038
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ETH 3368.38
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SBD 3.14