A lot of great points here. Cryptocurrencies make sense for so many reasons if you're 60. 1st of all, with advances in healthcare... you could easily live past 100! And, typical retirement savings plans are usually underfunded past age 85 or 90. With cryptos, you can place a small bet with a solid likelihood for a big return (10 X to 100X). Also, some of the brightest minds on the planet are in the space - either building sites like Steem or launching cryptocurrencies like EOS. Go to where the great minds are and your chance for huge profit is high!! Imagine if you bought Appple or Microsoft in the early days.